Cartwright - Actuarial Consulting and Pensions Administration

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Terms & Conditions

1 IMPORTANT NOTICE

1.1 These Terms and Conditions apply to your use of Cartwright Group Limited website www.cartwright.co.uk ("the website").

1.2 These Terms and Conditions should be read in conjunction with the Privacy and Cookies Policy for the website which tells you how we collect and use information you provide to us or which we collect.

1.3 By accessing or using the website you confirm you have read, understood and agree to be legally bound by these Terms and Conditions and our Privacy and Cookies Policy in their entirety each time you access the website. If you do not agree to these Terms and Conditions and/or the Privacy and Cookies Policy, please do not use the website.

2 INFORMATION ABOUT US

2.1 This website and its contents are owned and operated by Cartwright Group Limited ("we", "us", "our" or "Cartwright Group" or "Cartwright").

2.2 We are registered in England and Wales under company number 6752454 and our registered office is at Mill Pool House, Mill Lane, Godalming, Surrey, GU7 1EY.

2.3 Our VAT number is 971 7650 90.

3 USE OF THE WEBSITE

3.1 You may use this website for lawful purposes only. You must not use the website in any way that breaches any applicable local, national or international law or regulation or which is in any way unlawful or fraudulent.

3.2 You may download, save and print copies of the brochures and presentations from the site for your reference only.

3.3 You may not:

3.3.1 access or print any or all parts of the website for any commercial purpose;

3.3.2 copy (including storing and downloading), distribute, publish, alter, adapt, create derivative works from, or otherwise use the material on this website, either in whole or in part except as expressly permitted above;

3.3.3 remove any copyright, trademark or other intellectual property notices contained;

3.3.4 link to or from this website;

3.3.5 frame or otherwise use the material on this website, or any part of it, on any other website or social media platform; without first obtaining express written consent from Cartwright.

4 INFORMATION

4.1 The information and services provided on the website do not constitute actuarial, investment, legal, financial or tax advice. For the avoidance of doubt, this includes information contained in any presentations and brochures which we make available on the website. The website is intended to provide general information only and does not attempt to provide advice of any sort relating to the particular circumstances of your pension scheme. We strongly recommend that you take advice from your Cartwright contact or other professional advisers on matters affecting your pension scheme.

4.2 We endeavour to ensure that the material contained on the website is accurate and complete at the date first published. However, we cannot guarantee this and you should recognise that information contained on this website may become out of date over time.

4.3 The website and the information contained in it is provided for your use "as is" without any warranty (whether express or implied) of any kind.

4.4 If you are dissatisfied with the website or any content or material on it, your sole exclusive remedy is to discontinue use of the website.

5 AVAILIABILITY OF THE WEBSITE

5.1 We reserve the right to suspend access to all or part of the website or close it indefinitely without notice. Access may be terminated or suspended either in relation to specific users or to all users.

5.2 We accept no liability to you if the website becomes either temporarily or permanently unavailable.

5.3 In addition, we do not warrant that the functions or materials on, or accessed from, this website shall be uninterrupted or free from errors.

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