Cartwright - Actuarial Services and Pensions Administration

Terms & Conditions

Continued from previous page

6 CHANGES TO THE WEBSITE AND THESE TERMS

6.1 We reserve the right to change the format and content of this website and these Terms and Conditions at any time without notice.

6.2 It is your responsibility to check the Terms and Conditions regularly in order to be aware of any changes which are made to them.

6.3 By continuing to access this website after the Terms and Conditions have changed, you are agreeing that you have read, understood and agree to be bound by the updated Terms and Conditions.

7 OWNERSHIP OF THE WEBSITE

7.1 We are the owner or licensee of all materials, and rights in those materials, which appear on this website. These materials include but are not limited to the text, photographs, images, graphics, illustrations, designs, written and other material including the program and code. Our rights include trademarks, copyright, design rights and all other intellectual property rights.

7.2 If you acquire any rights in or to the website or materials on it, you agree to assign those rights, on a worldwide basis, to us and unconditionally and irrevocably to waive all moral rights you may have acquired in the website.

8 TRADEMARKS

8.1 Certain names, words, phrases, logos, graphics, or designs on the pages of this website may constitute registered or unregistered trademarks owned by us or others who license us to use them.

8.2 You are not entitled to reproduce or use in any way any of our trademarks (or those of any third party) without our (or their) written permission.

9 VIRUSES AND HACKING

9.1 We do not warrant that the website, its content or the server(s) that make it available are error or virus free or free of other harmful components or that your use of this website will be uninterrupted and we will not be liable for any loss or damage suffered by you as a result of viruses or other harmful material which you access from this site.

9.2 You are solely responsible for ensuring that you have suitable equipment and security and virus protection in place before using the website.

9.3 You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server computer or data base connected to our website

10 LINKING TO AND FROM THE WEBSITE

10.1 This website may contain links to sites operated by third parties. We have not reviewed and do not review such sites and are not responsible for the content of nor accept any liability howsoever arising in respect of any of such sites.

10.2 The presence of links to third party sites is not intended to and shall not constitute a recommendation by us of such sites nor of any advice or information posted on them.

10.3 If you wish to provide a hypertext or other link to or from this website, you will first need to obtain our written consent. We have sole discretion to permit or reject any such requests. Requests should be sent to enquiries@cartwright.co.uk along with the following information:

10.3.1 the URL(s) of the web page(s) from which you are proposing to link to this website; or

10.3.2 the URL(s) of the web page(s) on this website to which you are proposing to link and we will consider your request.

11 OUR LIABILITY

11.1 We do not accept any liability for any loss or damage of any kind arising from any inaccuracy or omission in, or the use of, or reliance upon, any information on this website.

11.2 However, nothing in these Terms and Conditions shall affect our liability for death or personal injury caused by our negligence, nor our liability for fraud or serious misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.

12 GOVERNING LAW

12.1 It is intended that the information on this website will be used by persons resident in the United Kingdom.

12.2 These Terms and Conditions will be read and construed in accordance with the laws of England and Wales and the courts of England and Wales shall have exclusive jurisdiction in respect of any dispute arising out of or relating to these terms and conditions.

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